Hoyes, Michalos & Associates Inc - Consumer Proposal & Licensed Insolvency Trustee
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Products and Services

  • Consumer Proposals,
  • Personal Bankruptcy,
  • Creditor Arrangement,
  • Receivership,
  • Wage Garnishment,
  • Stop Harassing Collection Calls,
    • Pending Legal Action,
    • Personal Budgeting,
    • Debt Consolidation,
    • Debt Management Plan,
    • Student Loan Debt Relief,
    • Eliminate Debt,
    • Insolvency Administrator,
    • Debt Free In 30,
    • Financial Reorganization,
    • Proposal To Canada Revenue,
    • Protect Assets,
    • Debt Settlement,
    • Tax Debt,
    • How To File Bankruptcy,
  • more...
  • less...

Specialties

  • Consumer Proposals,
  • Licensed Bankruptcy Trustees,
  • No Upfront Fees,
  • Eliminate Debt,
  • Stop Collection Calls,
  • Keep Your Assets,
    • Avoid Bankruptcy,
    • Expert Advice,
    • Debt Free In 30,
    • Debt Help,
  • more...
  • less...

Languages Spoken

  • English,

Getting There

  • Offices Throughout Ontario,
Location
900-45 Sheppard Ave E, North York, ON M2N 5W9
Useful Information

Opening Hours *Holiday hours

Monday
Tuesday
Wednesday
Thursday
Friday
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Methods of Payment:

  • Free Initial Consultation

Ratings & Reviews - Hoyes, Michalos & Associates Inc - Consumer Proposal & Licensed Insolvency Trustee

How would you rate this business?
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    anonuser13
    By

    Live in Toronto? Go elsewhere

    Those of us who have experienced severe financial problems know how rough a road it is. You feel small, embarrassed, like a failure. I was no different. So once I decided to seek help, I reached out to Hoyes, Michalos and Associates. I spoke with a very helpful and informative gentleman over the phone who set up an appointment for me with Sandra in the Toronto office. My experience couldn't have been any worse. I got to the office and was greeted by a friendly receptionist and asked to have a seat. It seems the appointment ahead of me ran long, and what I could hear coming out of the trustees office was making me feel nervous. Sandra was yelling at the previous client so loud I could hear everything where I was sitting. It made me feel uncomfortable and awkward. When it was my turn to meet with her, she made me feel even worse than I did before walking in her door, which I didn't think was possible. She seemed to be very judgmental, talked down to me, and came across as rude overall. Needless to say, I took my business elsewhere. If you're looking for bankruptcy services in Toronto, I suggest you go find someone else.

    Are you the owner? Reply or Contact YP

    Business Reply January 28, 2013

    Thank you for taking the time to write your review - while I was disappointed to hear that your experience with our Toronto office was less than helpful, I appreciate that you took the time to let us know how we did. I have spoken to Sandra, one of most experienced trustees, and she expressed regret at your comments. Our firm prides itself on taking a more humane and respectful approach to our clients, so your comments are being taken quite seriously. It is quite difficult to sit down with a total stranger and explain all of your financial problems - I hope that you were able to find a solution to your difficulties. We have helped over 30,000 individuals sort thorugh their financial problems, I am sorry we were unable to assist you.

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